Financial solutions for
your growth

Empowering individuals and businesses with tailored loan solutions to achieve financial success and sustainable growth.

Apply Now Learn more

SERVICES

Financial Solutions for Every Need

We offer a comprehensive range of loan products designed to meet your specific requirements

Personal Loans
Flexible personal loans upto 36 months with competitive rates for your individual needs.
Salary Advances
Access a portion of your earned salary upto 12 months before payday for immediate financial needs.
customised loans
Loan solutions tailored to your specific financial situation and requirements.

HOW IT WORKS

Process

Our streamlined application process makes getting the funds you need quick and hassle-free.

01
Apply Online
Fill out our simple online application form with your details and loan requirements
02
Submit Documents
Upload the required documentation to verify your identity and financial status.
03
Get Approved
Our team reviews your application and provides a decision typically within 24-48 hours.
04
Receive Funds
Once approved, funds are transferred directly to your account within 1-3 business days.

Testimonials

What Our Clients Say

Don't just take our word for it — hear from some of our satisfied clients.

"WDMS salary advances have been a lifesaver for years. When unexpected bills pop up before payday, they've always provided quick and reliable help. The process is straightforward, and the terms are clear. I really appreciate their consistent support in those tight spots."
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Chipo Mwanza

Nurse

"Getting a personal loan from WDMS helped me upgrade my small shop about three years ago. Unlike the banks, their process was smooth, and they offered reasonable rates. My business is now thriving, and I'm truly grateful for WDMS investing in my dream"
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David Banda

Shop Owner

"My business needed to expand, and WDMS crafted a customized loan that perfectly fit my needs. They took the time to understand my situation, and their support has been invaluable over the past couple of years. I've even gotten another customized loan since. Highly recommend!"
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Mwansa Nkole

Entrepreneur

"I've been a WDMS client for around five years, using their personal loans for school fees and salary advances when needed. They're consistent, understanding, and genuinely care about finding solutions that work for you. I always feel like they have my best interests at heart."
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Alice Mpundu

Teacher

"When my mother had a medical emergency, WDMS provided incredibly fast and efficient help with a personal loan. I received the funds within hours, which was crucial. Their quick response made a huge difference. If needed in the future, WDMS will be my first choice."
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Kelvin Ngoma

Driver

"I used WDMS for a one-off salary advance to contribute to my sister's wedding. The application was simple, and I got the funds quickly. It helped me celebrate with my family without financial stress. It was exactly what I needed for that specific occasion. Happy with their service."
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Natasha Zulu

Accountant

FAQs

Frequently Asked Questions

Find answers to common questions about our loan products and services.

What types of loans do you offer?

We offer a range of loan products including personal loans, salary advances and customised loans. Each product is designed to meet specific financial needs and circumstances.

What are the eligibility requirements for a loan?

Eligibility requirements vary by loan type. Generally, we consider factors such as credit history, income stability, debt-to-income ratio, and collateral (for secured loans). We recommend applying to receive a personalized assessment.

How long does the application process take?

Our streamlined application process typically takes 24-48 hours for review and approval. Once approved, funds can be disbursed within 1-3 business days, depending on the loan type and your banking institution.

What interest rates do you charge?

Interest rates vary based on the loan type, amount, term, your credit profile, and market conditions. We pride ourselves on offering competitive rates tailored to each client's specific situation. Contact us for a personalized quote.

Can I pay off my loan early?

Yes, you can pay off your loan early. We offer flexible repayment options and do not charge early repayment penalties on most of our loan products. This can help you save on interest over the life of the loan.

What documents do I need to apply?

Required documentation for personal loans are:

  • Proof of identity (National Registration Card)
  • Proof of income (3 months latest bank Statements and 3 months latest payslip)
  • Employment verification (introductory letter from employer)

Required documentation for salary advances are:

  • Proof of identity (National Registration Card)
  • Proof of income (3 months latest bank Statements and 3 months latest payslip)
  • Employment verification (introductory letter from employer)

Required documentation for Customised Loans are:
For business:
  • Business plan or project proposal (if applicable)
  • Asset valuation (if using assets as collateral)
  • Detailed financial statements if business (Balance sheets, income statements, cash flow statements)
    • For personal:
  • Proof of identity (National Registration Card)
  • Proof of income if personal (3 months latest bank Statements and 3 months latest payslip)
  • Employment verification (introductory letter from employer)

    • Contact

    Get in Touch

    Ready to take the next step? Contact us today to discuss your financial needs.

    Phone
    +260976428167
    +260970930666
    Monday-Friday, 9AM-5PM CAT
    Email
    weeklyduomoneyservices@pm.me
    We'll respond within 24 hours
    Location
    Plot No. 6248,
    Jacaranda Rd, Ridgeway
    Lusaka City, Lusaka, Zambia
    (next to RATSA)

    Apply Now